Payment Services extension

Payment Services is your one-stop-shop for online checkout (from settlement and refunds to getting paid). Payment Services is designed to meet all your payment needs.

It provides powerful tools to give you the insight and control needed for creating the best experience for your buyers.

• Onboarding---Commercial signup, technical configuration, entitlements, sandbox environment configuration, and live payment enablement.
• Payment options---Set the payment options to customize the methods available for your store (or multistore) customers.
• Cash flow management financial reporting---Synchronize payment details with orders to get full order and payment transparency, payouts, and detailed transaction-level reporting for financial reconciliation.
• Efficient checkout experience---Remove any barriers to a fast and simple checkout with card vaulting and Instant Purchase (enabled by default for Adobe Commerce) features.

Payment Services GraphQL

Payment Services for Adobe Commerce 2.3.0 and higher provides enhanced payment method capabilities. With this extension, you can implement the following payment methods:

• Apple Pay with PayPal
• Google Pay with PayPal
• PayPal Hosted Fields
• PayPal Smart Buttons
• Credit card vaulting

Credit card vaulting

The vault-related changes to the schema allow you to generate stored payment details and to modify a payment token.

The Payment Services Vault method is a solution in which shoppers can store—or "vault"—their credit card credentials to use in a later purchase:

• Logged-in customers can vault a credit card during checkout to use in a later purchase in the current store or other stores within the same merchant account.

• Logged-in customers can vault a payment method in the My Account dashboard without a purchase. This functionality is available only if you have installed Payment Services for Adobe Commerce 2.10.0 or higher.

See Payment Services vaulted card workflow for more information.